Covid-19 Insurance Policies Also Cover The Omicron Form of Covid-19

Following a recent spike in covid-19 cases, the Insurance Regulatory and Development Authority of India (IRDAI) announced that all health insurance policies must cover costs associated with treating infections and disorders caused by the Omicron variant.

According to the terms and circumstances of a policy contract, all health insurance plans issued by all general and health insurance companies that cover treatment expenses for Covid-19 also cover treatment costs for the Omicron variation of Covid-19.

Insurance companies must have an effective coordination framework with all of their network providers (hospitals) to deliver seamless cashless services to all policyholders in the event of hospitalisation and to provide prompt services to all policyholders. Hospitals must also adhere to service level agreements (SLAs) with insurance companies in order to provide cashless treatment to health insurance policyholders.


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